Qtoof Apps

DevoTrack jamiya & personal debts

Installments, jamiya and personal debts in one place, with the real cost behind every “fixed” rate

Free · 6 languages · iPhone and Android

In reviewComing soon on the App StoreIn reviewComing soon on Google Play

Your data stays on your phone · no account

See what you owe this month, at a glance

Devo helps you track everything you owe and everything owed to you — installments, jamiya, and personal debts — all in one place, on one simple screen.

See one clear number: what you owe this month, and when. Mark “paid” with a single tap. A gentle reminder before every due date.

Inside the app

  • See what you owe this month, at a glance

    See what you owe this month, at a glance

    One clear number, and the nearest due date

  • Know exactly when you’ll be free

    Know exactly when you’ll be free

    A full plan: the date, and the real cost

  • One question per screen

    One question per screen

    Add a new installment in under a minute

  • Installments, jamiya, and debts — in one place

    Installments, jamiya, and debts — in one place

    All your commitments, organized clearly

  • The real cost, not an estimate

    The real cost, not an estimate

    See what the bank actually earns behind a “fixed” rate

  • Your data stays on your phone

    Your data stays on your phone

    No account, no server, no one else sees it

What it does

  • One clear number

    What you owe this month and the nearest due date, on the first screen.

  • Everything you can track

    Bank financing (murabaha), store installment plans (BNPL), car loans, a jamiya you take part in, and money someone owes you — or you owe someone.

  • The real cost, no rounding

    See the real annual cost behind the bank’s “fixed” rate — properly calculated, not estimated.

  • Know when you’ll be free

    A full plan with the date you finish and what it really costs you.

  • A gentle reminder

    Before every due date, and a single tap to mark it paid.

  • Your own private notebook

    No account, no bank connection, and no one else ever sees your numbers. Devo never lends money and never acts as a middleman. Export a backup any time.

Good to know

  • Free, with a small banner ad
  • No account, no sign-in
  • Data stays on your phone
  • Works without internet

Questions people ask

Is Devo free?

Yes. Devo is free and shows a small banner. Nothing you need to track your commitments is locked.

Does Devo connect to my bank?

Never. You type what you owe; Devo never lends money, never acts as a middleman, and never connects to your bank. It is simply your own private notebook.

Where is my data stored?

On your phone only. No account, no server, no sync. You can export a backup file whenever you like.

Which languages does it support?

Arabic, English, Turkish, Spanish, Indonesian and Malay.

Get the app

What do you owe this month — and when?

In reviewComing soon on the App StoreIn reviewComing soon on Google Play

Devo is free and shows a small banner ad.

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