DevoTrack jamiya & personal debts
Installments, jamiya and personal debts in one place, with the real cost behind every “fixed” rate
Free · 6 languages · iPhone and Android
Your data stays on your phone · no account

Devo helps you track everything you owe and everything owed to you — installments, jamiya, and personal debts — all in one place, on one simple screen.
See one clear number: what you owe this month, and when. Mark “paid” with a single tap. A gentle reminder before every due date.
Inside the app
-

See what you owe this month, at a glance
One clear number, and the nearest due date
-

Know exactly when you’ll be free
A full plan: the date, and the real cost
-

One question per screen
Add a new installment in under a minute
-

Installments, jamiya, and debts — in one place
All your commitments, organized clearly
-

The real cost, not an estimate
See what the bank actually earns behind a “fixed” rate
-

Your data stays on your phone
No account, no server, no one else sees it
What it does
-
One clear number
What you owe this month and the nearest due date, on the first screen.
-
Everything you can track
Bank financing (murabaha), store installment plans (BNPL), car loans, a jamiya you take part in, and money someone owes you — or you owe someone.
-
The real cost, no rounding
See the real annual cost behind the bank’s “fixed” rate — properly calculated, not estimated.
-
Know when you’ll be free
A full plan with the date you finish and what it really costs you.
-
A gentle reminder
Before every due date, and a single tap to mark it paid.
-
Your own private notebook
No account, no bank connection, and no one else ever sees your numbers. Devo never lends money and never acts as a middleman. Export a backup any time.
Good to know
- Free, with a small banner ad
- No account, no sign-in
- Data stays on your phone
- Works without internet
Questions people ask
Is Devo free?
Yes. Devo is free and shows a small banner. Nothing you need to track your commitments is locked.
Does Devo connect to my bank?
Never. You type what you owe; Devo never lends money, never acts as a middleman, and never connects to your bank. It is simply your own private notebook.
Where is my data stored?
On your phone only. No account, no server, no sync. You can export a backup file whenever you like.
Which languages does it support?
Arabic, English, Turkish, Spanish, Indonesian and Malay.
Get the app
What do you owe this month — and when?
Devo is free and shows a small banner ad.